Find a Godiva Mortgages Conveyancing Solicitor

If you have a mortgage with Godiva Mortgages, your conveyancing solicitor must be on the Godiva solicitor panel to act for both you and the lender within the same transaction.

If your solicitor is not on the panel, Godiva will instruct a separate legal representative for their side, and that cost falls to you on top of your own solicitor's fees.

Godiva Mortgages is the specialist lending arm of Coventry Building Society, handling mortgage applications that fall outside the standard CBS lending criteria. If your mortgage is with Godiva rather than directly with Coventry Building Society, the panel requirements may differ, and it is important to confirm which entity is issuing your mortgage offer before you instruct a solicitor.

Use the calculator above to compare instant fixed fee quotes from Godiva panel solicitors who are regulated, vetted, and ready to act on your behalf now.

Want Instant Quotes from Godiva Mortgages Panel Solicitors?

Finding a solicitor who is approved by Godiva Mortgages is more straightforward than it might seem. Conveyancing Calculator matches you automatically with panel-approved firms the moment you enter your transaction details.

Here is what every quote includes:

• The legal fee, shown clearly before VAT
• All disbursements listed separately, including Land Registry fees and search costs
• VAT shown as a separate line so you know exactly what you are paying and why
• No hidden extras and no obligation to proceed

Every solicitor returned for a Godiva Mortgages transaction through Conveyancing Calculator is a confirmed panel member. You will not be matched with a firm that cannot act for your lender.

What is Godiva Mortgages and How Does It Differ from Coventry Building Society?

Godiva Mortgages was established by Coventry Building Society to handle mortgage cases that sit outside the standard CBS product range. Where CBS focuses on straightforward residential mortgages, Godiva is designed for borrowers with more complex financial profiles, including:

• Self-employed borrowers with variable or non-standard income
• Borrowers with multiple income streams or complex employment arrangements
• Cases involving non-standard property types
• Borrowers who do not meet standard high street lending criteria but are creditworthy

If your mortgage has been arranged through a broker and issued under the Godiva Mortgages brand, your solicitor needs to be on the Godiva panel specifically, not the standard Coventry Building Society panel. These are related but separate, and it is worth confirming with your broker or mortgage provider which panel applies to your case.

If your mortgage is directly with Coventry Building Society rather than Godiva, visit our Coventry Building Society panel solicitors page to compare quotes there instead.

What is the Godiva Solicitor Panel and Why Does It Matter?

The Godiva lender panel is the list of solicitor firms and licensed conveyancer practices that Godiva Mortgages has approved to act on their behalf in residential property transactions.

When you instruct a solicitor for a purchase or remortgage, that firm takes on a dual role: acting for you as the buyer or borrower, and acting for Godiva as the mortgage lender. Godiva requires the firm representing them to meet specific standards before that representation is accepted.

Because Godiva handles more complex cases than standard lenders, the solicitors on their panel are experienced in dealing with transactions that involve additional complexity, whether that relates to the borrower's income structure, the property type, or the nature of the mortgage product itself.

Conveyancing Calculator matches you with panel-approved solicitors automatically, so there is no risk of instructing a firm that cannot act for Godiva.

Ready to Compare Godiva Conveyancing Quotes?

Every quote generated through Conveyancing Calculator for a Godiva Mortgages transaction comes from a firm that is authorised to act for Godiva. There is no need to check the panel list yourself or contact Godiva to verify. Our system handles the matching automatically.

All quotes are fixed fee, meaning the price shown for legal work is the price you pay. Disbursements are listed separately because they are costs set externally: Land Registry fees are determined by property value and set by the government, and search fees are set by local authorities and utility providers.

You can read more about what disbursements cover on our disbursements page. If you want to understand how fees break down before comparing, our guide on how conveyancing fees are calculated explains everything clearly.

Buying a Property with a Godiva Mortgages Product: What Does Your Solicitor Actually Do?

Buying with a Godiva mortgage follows the same legal process as any other residential purchase, but your solicitor carries additional duties to Godiva alongside their responsibilities to you.

Once your mortgage offer is issued, your solicitor must report to Godiva on the title, the property searches, and anything that could affect the value or security of the loan. Godiva will not release mortgage funds on completion until they are satisfied with that report.

Because Godiva handles specialist cases, your solicitor may need to address additional points in their report depending on the nature of your transaction. A solicitor experienced in complex mortgage cases will be familiar with these requirements.

The key steps in a standard Godiva purchase typically include:

• Reviewing the draft contract and title documents from the seller's solicitor
• Raising enquiries with the seller's solicitor on anything that needs clarifying
• Ordering and reviewing property searches, including local authority, water and drainage, and environmental searches
• Reviewing the Godiva mortgage offer and reporting its terms to you
• Reporting to Godiva on the title and search results
• Exchanging contracts once all parties are satisfied and ready
• Completing on the agreed date, at which point Godiva releases mortgage funds and ownership transfers

For a full plain-language walkthrough of the process, our step-by-step guide to conveyancing for first-time buyers covers every stage.

To understand what you are likely to pay before you start comparing, use the solicitors fees for buying a house calculator or check our average UK conveyancing fees guide.

What Happens if Your Solicitor is Not on the Godiva Panel?

If you instruct a solicitor who is not on the Godiva Mortgages lender panel, Godiva cannot allow that firm to act on their behalf. Two outcomes follow from that:

• Dual representation: Your solicitor acts for you only. Godiva appoints their own separate solicitor to handle the lender's side. You pay for both. The additional fees for the lender's solicitor are typically in the region of £200 to £500 plus VAT, though this varies by case.
• Switching solicitors: You change to a Godiva panel-approved firm. This is possible but adds time, and for a specialist case that is already more complex than a standard transaction, a mid-transaction switch can cause significant delays.

Using a Conveyancing Calculator from the start removes this risk entirely. Every firm you are matched with is panel-approved before you see their quote.

Not Affiliated with Godiva Mortgages

Conveyancing Calculator is an independent conveyancing comparison service. We are not affiliated with, endorsed by, or connected to Godiva Mortgages or Coventry Building Society in any way. The Godiva Mortgages name and any associated trademarks belong to Coventry Building Society. We refer to Godiva Mortgages solely to help users identify solicitors who are approved to work with Godiva mortgage products.

Conveyancing Calculator works with solicitors regulated by the Solicitors Regulation Authority and licensed conveyancers regulated by the Council for Licensed Conveyancers. All firms in our network are independently vetted.

Are You a Solicitor Looking to Join the Godiva Mortgages Panel?

If you are a solicitor or licensed conveyancer looking to get onto the Godiva Mortgages lender panel, applications are handled directly by Godiva Mortgages or through their panel management provider. Given that Godiva handles specialist cases, solicitors with experience in complex mortgage transactions are particularly well placed to add value on this panel.

If you are already on the Godiva panel and want to receive more enquiries, you can join the Conveyancing Calculator panel to start receiving matched leads.

Our network includes solicitors approved by Coventry Building Society, Barclays, Nationwide, Santander, Lloyds, Halifax, and many other major lenders.